Life Insurance and Group Health

Life Insurance and Group Health


One way to achieve company goals is the existence of a reliable human resources and quality. General assumption has been a valuable Company asset is Office Building, Investment or Information Technology. However, this perception has shifted along with the era of globalization. Human Resources (in this case the employee) of the Company emerged as one of the main assets of the Company in achieving the objectives of the Company.

Every company has its own characteristics, both in terms of purpose, vision and mission as well as the diversity of Resources (Employee) owned. Basically every company would want the best performance of all Employees. High performance of the employee will facilitate the Company achieves the objectives of the Company.



Employees are the company's assets to achieve corporate objectives

Employees are one of the assets in order to achieve company goals. Tranquility is the desire of every human life, including employees, particularly in corporate activity. Labor productivity will decrease in case of disasters such as accidents, illness, disability or death in which these events can occur and the timing is unpredictable.

On the other hand, the costs in order to overcome this disaster, from day to day increasing. If not prepared early on, certainly can affect employee performance, which in turn will affect the company's cash flow.

INDONESIA Manulife Asset Protection Program Company provides a complete and flexible to meet the needs "of Security" for your employees.



Why you should choose the program of the Company Asset Protection Manulife Indonesia?

Providing security to employees anywhere, anytime, because they have protection 24 hours a day
Improve employee loyalty and quality of work
Retain and attract qualified employees
Helping Companies use the funds effectively for the company cash flow remains stable and under control



Type of Program

Term Life Insurance. Financial protection for employees if the employee suffered a family tragedy death by any cause (disease or accident)
Accident Insurance. Providing financial protection for Employees / Family Employee if Employee had an accident that causes death or experiencing Employees Permanent Disability (total or part) or reimbursement of expenses for treatment at a maximum of 10% of the sum insured for any accidents.
Total Permanent Disability Insurance. Providing financial protection for employees when the unfortunate Total Permanent Disability due to illness or accident.
Insurance Hospitalization and Surgery. Provides replacement cost of care when required hospitalization or surgery at the hospital caused either by illness or accident without having to be hospitalized, according to the benefit of each class selected.



Feature

There is no maximum limit for inpatient days in hospital, ICU / ICCU and the cost of doctors at the hospital.
There is no maximum limit claims per year
Provides replacement cost of treatment 30 days before and 30 days after hospitalization
Life Insurance for free
Hospitals are free to choose the desired
Profit sharing
Hospital Facility Partners (Provider)
Health Counseling (with certain conditions)



A. Outpatient Insurance

Providing Outpatient reimbursement for employees and their families in the form of reimbursement consultation / health check, the cost of medicines, diagnostic investigation and physiotherapy are recommended by doctors, as well as additional benefits (option) vaccination.

Feature

Additional benefits of vaccination / immunization of BCG, DPT, Polio, Measles, Hepatitis and Typhoid
There is no limit the cost of medicines in each visit
Free to choose the Doctor (General / Specialist) desired



B. Dental Insurance

Providing dental care reimbursement for employees and their families in the form of preventive care and basic dental care. In addition, there are also programs that provide additional benefits Comprehensive dental care complex form and dentures.



C. Glasses Insurance

Providing reimbursement for eye examinations, spectacle frames and lenses are also the cost of replacing contact lenses, for employees and their families.



E. Maternity Insurance

Providing reimbursement for service delivery worker / wife Employees normally or with surgery. Also includes hospitalization, miscarriage and pregnancy complications, and outpatient care during pregnancy and 40 days after delivery and care of babies born up to 14 days old.



Asset Protection Program Participants Who Company?

For a company which has a minimum of 10 employees is available DIRECT PROTECTION PLUS (DPC)
For a company which has employees in over 50 people Employees are available TOTAL PROTECTION PLUS (TPP)

So whatever your Business and How Much of Your Business, we immediately help you to design a program of the Company Asset Protection to suit your needs and financial company